EZCheck Training Summary
	Paper Check Guarantee

Warranty Requirements: The following requirements must be met to ensure warranty.

The paper check must be completely filled out and signed by the authorized account holder.

Name – the check manufacturer must imprint the check-writer’s name; no temporary or starter checks.

Address – A physical address must be imprinted or written on the check, no P.O. Box.

Phone Number – A home or work number must be imprinted or written on the check including area code.

Date – The check date must match the date of the authorization, no pre or post-dated checks.

Payable – The check must be payable to the Merchant, no third-party checks. Checks must be presented for goods and services only, no check cashing.

Amount – The written words and figures must agree and match the amount authorized.

Signature –The signature must correspond to the name imprinted on the check and the ID presented.

Identification – The ID must reasonably correspond to the physical description of the check-writer.

Approval Code – The approval code must be recorded on the check.

Check Limit:

The maximum amount EZCheck will guarantee per sale or transaction. No split sales. Merchant may not split the sale among multiple payment authorizations to circumvent the established Check Limit.

Checks that cannot be guaranteed:

Non-USA Bank Checks

Credit Card Convenience Checks

Traveler's Checks

Stop Payment or Authorization Revoked, any transaction where there is a dispute over goods or services.
Any transaction for which the merchant has received full or partial payment.
Any transaction for which the merchandise has not been delivered, or has been returned to the merchant.

Check Deposit and Submittal:

Checks should be deposited by the merchant to their bank account. After first return, the check must be sent to EZCheck and received within 30 days from the check and/or authorization date.  If a check does not meet warranty requirements, it may be sent to EZCheck's collection agency. Please refer to your agreement for applicable collection fees.